Domestic Insurance

In spite of the wide availability of products such as household buildings and contents insurance, impartial advice is just as important on these contracts, as the level of cover - and exclusions - varies widely. For example, we can include accidental damage cover, items away from your home, and freezer contents.

We can arrange either buildings-only, contents-only, or a combination of the two.

It's also extremely important that you have a sufficient sum insured. For example, if you are 25% under-insured, you will only be paid 75% of a valid claim!

If you currently insure your property via your mortgage provider, it may be beneficial to contact us to see if we can find a product which offers at least the same level of cover but at a reduced premium.

If you are using any part of your home in connection with your business, it is very important that your insurer is made aware of this. If you're only doing admin work, and the public aren't admitted, many insurers will not charge extra for this, but they still need to be informed.

You may also like us to arrange your travel insurance, personal accident and sickness, income protection, redundancy, and legal protection.

As we are independent advisers, we can research the whole of market on your behalf, and find the most suitable and affordable product for your individual requirements.